Why Pople Choose Tata Financial Services.

Tata India’s Number One Online Finance Company. Now You Can Apply All Loan From Your Home. And Your Can Get All Loan At Your Home. Just Send Your Document On Our Email- ID Or Our Whats App Number. Fast Approval Fast Loan Disbursement. No Paper Work No Office Visit Need. Just Apply From Your Home We Will Work For You.

Benefit

1) Apply Online
2) Get Online
3) No Office Visit Need.
4) No Paper Work.
5) No Guarantor Need.
6) Lowest Interest Rate In India.
7) Part Payment.
8) Return In Easy EMI.

Auto Loan

Our transparent, simple and quick processing helps you own your dream car.

We provide loans for purchasing new and used vehicles for both commercial and personal usage.We also offer customized loans for the entire range of cars, MUVs, SUVs, Cross over Vehicles and Premium Cars. Unique schemes based on low EMI, low margin money, attractive rate of interest, quick documentation and quick disbursal of loans makes Tata Capital the best choice in financing your dream drive.
We offer a minimum loan amount of Rs. 1,25,000 for a used automobile and Rs. 1,00,000 for a new automobile. The loan amount can be customized to your needs and can be fixed within the purview of our credit policy, available across the range of products in the market. We also offer loan tenure upto 60 months.

When you choose an Auto Loan from TATA Finance, you can be rest assured of a pleasant journey – right from the onset until you repay the final installment.

Originated and serviced by Tata Finance.

Required Documents
At Tata Capital Financial Services Limited, keeping your convenience in mind, we ask you for minimal mandatory documents for the sanctioning of your auto loan. Following are the documents essential for the process.

Income Proof Salaried Individuals
Salaried individuals need to provide salary slip for the last three months or a salary certificate or salary reflects on bank statement. Forms 16 of the previous financial year or latest Income Tax Returns are also required.

Self-Employed Individuals
Self-Employed individuals need to provide Income Tax Returns of 1 previous financial years along with B/s and Profit and Loss Account Statements.

Partnership Firms, Society
Partnership Firms, Societies and Companies need to provide Income Tax Returns of 1 previous financial years along with Profit and Loss Account Statements and Balance Sheets of both years / Audit Reports.

Documents supporting customer information
Identity Proof, Signature Proof, Address Proofs and Signature Verification Proofs as per Tata Capital Financial Services Limited norms are required to be provided. Our representative will help you choose suitable documents.

Other documents
Partnership Firms need to provide Partnership Deed and Letter signed by all partners authorizing one partner to execute the required Auto Loan.
Societies and Companies need to provide Resolution by Board of Directors (or such managing body) and Memorandum and Articles of Association (or Society/Trust deed).

Our representative will help you with the formats of documents and the information required.

Who Can Apply?

To avail an Auto Loan from Tata Capital Financial Services Limited, you must fulfill our eligibility criterion

Salaried
Age Criteria
The applicant should be at least 18 years old at the time of application, and below 60 years of age at the time of maturity of the loan.
Income Criteria
Gross annual salary above Rs 1 lakh p.a.

Self-Employed
Age Criteria
Any proprietor, partner, professional or director should be above 18 years of age but below 60 at the time of the loan’s maturity.
Income Criteria
Gross annual salary above Rs 1 lakh p.a.

Partnership Firm
Age Criteria
Should have been in existence for at least 2 years.
Income Criteria
Firm should have a minimum PAT (profit after tax) income of Rs 1 lakh p.a.

Public Ltd.
Age Criteria
At least 2 years.
Income Criteria
Income of Rs 1 lakh p.a.

Student.
Age Criteria
The applicant should be at least 18 years old at the time of application, and below 60 years of age at the time of maturity of the loan.
Income Criteria
None

Repayment
Our schemes include
Equated Monthly Installment (EMI) and
Structured Schemes Tailor-made Structured Schemes allow you to select the EMI you are comfortable with.

Following are the prominent features of the Structured Schemes:

Repayment tenure ranges from 1 to 5 years for new car loans with fixed rate of interest.
Maximum loan tenure for used car depends on the age of the car. The car should not be more than 6 years old at the time of maturity of the loan.
The tenure of the loan can be changed before the loan is disbursed. The interest rate and EMI would change accordingly.
The repayment due dates for the loan are 3rd and 9th of every month and would depend on the date of disbursement. Payment due dates cannot be changed, once fixed.
You can make the Payments through post-dated cheques (PDCs).
Repayment option through Direct Debit Mandates is also available for all Tata Companies subject to HR approval.
Option of repaying through ECS is available in select cities.
Payments through cash or credit cards are not accepted.
You may change the PDC’s in case of change of your bank account. However, verification of signatures by the new banker would be required.
A full pre-payment of the loan is accepted. Part pre-payment is not allowed.
Charges are indicated in the Service Charge segment.

Use Full Information

Who can avail of Auto Loans from Tata Capital?

Students
Salaried individuals
Self-employed individuals
Partnership Firms
Public and Private Ltd. companies
HUFs and Trusts

Which cars can be financed by these loans?
We at Tata Capital Financial Services Limited. almost all passenger cars and multi-utility vehicles manufactured by India’s leading automobile companies. Imported vehicles are also funded on case to case basis.

What are the loan tenure options available?
The tenure of the loan could range from one to five years for new cars and from one to three years for used cars.

What are the stages involved in availing an Auto Loan from Tata Capital?
Application
Processing
Documentation
Sanctioning of the loan Disbursement.

How much time will it take for the Auto Loan to be approved?
These are generally approved within 6 Working hours of submission of complete documentation.

Does any other security/collateral need to be provided?
No additional security/collateral needs to be provided, apart from the car against which the loan is granted, being hypothecated to Tata Capital Financial Services Limited.

Is a guarantor required for gaining approval of the loan?
Generally not. But if your income does not meet our credit criteria, then you may require a guarantor to stand surety for your loan.

Who can be the co-applicants for the loan?
Your spouse or any blood relative staying in the same residence as yours can be a co-applicant.

How can the loan be repaid?
The loan can be repaid through post dated cheques/ ECS drawn on Tata Capital Financial Services Limited.

Can I prepay my loan?
You can prepay the loan, if you are closing it fully. We charge for prepayment of loan by the customer. The details of charges are given on the service charges page.

What are the lending rates?
The lending rates are dependent on various factors including cost of funds, customer credentials, geography, discounts offered in the market and so on, which are offered by manufacturers and dealers. Tata Capital ensures that you get a transparent and good deal at the time of availing the loan.

Customer Can Apply Loan In Following Way.

Email :- Your can send your document and your query on our email  contactus@tatacapitalfin.com

WhatsApp :- You can send your document and your query on our WhatsApp number  +919540292402

Through Website :- Apply now

Dear Applicant, We are informing you. In our India Many companies and bank offering different types of loans. But Tata Capital is the only company in India. Which is providing online financial services. Now you can apply any loan from your home and get your loan at your door setup.

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Loan Type *Which loan you are applying pleas selectAuto Loan (Documents: – Photo, Aadhaar, Bank Passbook, Pan Card)Aadhaar Loan (Documents: – Photo, Aadhaar, Bank Passbook)Commercial (Documents depend on project report)Agriculture (Documents: – Photo, Aadhaar, Bank Passbook, Kisan Card, Land Paper)Group Loan (All Applicant Documents: – Photo, Aadhaar, Bank Passbook)Infrastructure (Documents depend on project report)Mark Sheet (Documents: – Photo, Aadhaar, Bank Passbook, Marksheet)Personal (Documents: – Photo, Aadhaar, Bank Passbook, Pan Card, ITR)PM Mudra Loan (Documents: – Photo, Aadhaar, Bank Passbook, Electricity Bill)Property (Documents:- Photo, Aadhaar, PAN Card, Bank Passbook, Electricity Bill, Property Paper)Two Wheeler (Documents:- Photo, Aadhaar, PAN Card, Bank Passbook, Salary Slip, ITR)

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